Tom Gustinis

AI Entrepreneur

Biography.

Thomas Gustinis is a seasoned executive with over 20 years of expertise in banking, finance, and AI-driven digital transformation. As Co-Owner & CEO of 4th-IR, he leads AI innovation, helping businesses enhance e@iciency and decision-making. He is also Chairman of the Trestle Foundation, supporting entrepreneurial growth and technology adoption.
With a background as CFO and COO in the banking sector, Thomas is an expert in financial regulatory compliance, risk management, and digital transformation. His ventures span finance, healthcare, and AI, including pioneering work in virtual reality for cognitive disease diagnosis. A recipient of the Swiss Tell Award and Entrepreneur of the Year (Michigan), Thomas co-founded LAC2, an initiative driving AI adoption in Switzerland, and is part of NVIDIA’s Inception Program. He holds an EMBA from London Business School and Columbia University, a BSc in Accounting, and is a CPA in New York.
Born in Princeton, NJ, Thomas now resides in Zug, Switzerland, driving AI innovation at the intersection of technology, finance, and healthcare. He featured as a speaker at the Think Ahead Conference, Salesforce’s AI for Banking conference and at Quest’s Datamind Roundtable, sharing insights on AI-driven business transformation.

Panel Discussion: How Agentic AI May Transform Banking

Banks may gain competitive advantage by implementing AI agents for different use cases (processing customer requests, compliance checks, fraud detection etc.)
– Successful deployment of Agents requires enterprise-grade orchestration frameworks with regulatory guardrails and human oversight
– Real banking use cases demonstrate the progression from basic chatbots to AI agents with human oversights and guardrails capable of some decision-making
– Banking executives must prioritize AI literacy as a core leadership competency to navigate this rapidly evolving landscape
– AI will have an impact on roles and jobs in the future and organizations have to prepare now

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